Monday, September 15, 2014

Fire and Water Restoration Insurance Process Made Easy With a Professional Restoration Company

Even though you might have property insurance that will protect your property against fire and water damage, you will find that insurance companies can make things real difficult before they hand over the check to cover your fire and water restoration expenses.

They will first bury you in paperwork and then give you ridiculous estimates on your property damage that will not even closely match the actual damage. You will then have to be involved in a back and forth procedure where you try to get your insurance company to understand the true extent of damage to your property. In general, they can make the fire and water restoration process a real nightmare.

If you are in a similar situation, you can do yourself a huge favor by hiring the services of a professional fire and water restoration company that will help you out with the insurance process in addition to of course restoring your property in the most efficient manner.

Here is how a good fire and water restoration Company can help with the insurance process.

• Working relationship with insurance providers - Some fire and water restoration companies will have a good understanding with many insurance companies. Insurance companies like to work with these types of service providers as they have a reputation for accurate damage assessments. You must remember that insurance is a business and that the insurance company will do everything it can to cut you a smaller check. A good fire and water restoration company will have several years of experience in the field and will provide a quote on the restoration work that will be easily accepted or approved by your insurance provider.

• Insurance specialist - A fire and water restoration company will provide you with an insurance specialist who will be dedicated to handling the insurance process for your case. Your insurance provider will send out a on-site inspector from their ranks who will try to assess the damage and come up with an estimate. These inspectors or claims adjusters from insurance companies will often have very poor knowledge when it comes to restoration work. However, the insurance specialist from the fire and water restoration company will painstakingly explain all the details of the damage to the claims adjuster in such a way that he or she truly understands the full extent of damages. This will in turn reflect in the check from your insurance provider who can otherwise shortchange you quite significantly.

• Guarantee on insurance awards - A good fire and water restoration company will be able to provide you with a guarantee on their estimate. In other words, they will come up with an estimate and begin work on your property while the insurance company will process their estimate. Even if the insurance company does not approve the estimate provided by the fire and water restoration company, the restoration company will still complete the job for you at no additional cost. Restoration companies are able to provide this guarantee because they have a lot of confidence in their estimations. You, as a homeowner will also have the peace of mind to let restoration work proceed without having to worry about whether or not he check from your insurance provider is going to be enough to cover all the damages to your property.

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